Builder Buydown Calculator
Engineer the payment that sells.
Move the sliders. Pick a loan program. We’ll run three buydown structures against today’s par rate and show you which strategy delivers the strongest year-one payment your sales team can put on the contract.
Scenario inputs
Sales Price
$250K$1.5M
Total Incentive
$0$120K
IPC limit at this price: $36,000 (6% Conventional)
Loan Program
Down Payment
3% min50%
Best year-1 payment
—
/mo P&I · Year 1
Side-by-side breakdown
All three strategies on the same $500K FHA scenario. Featured row = best year-1 payment.
Strategy
Year-1 P&I
Year-1 rate
Final rate
Funds used
Next step
Want this strategy
Want this strategy
built for your homes?
Send your scenario to a Builder Specialist and we’ll come back with a tailored strategy for your community — live rate sheet, fund schedule, and a payment your model home talk track can lead with.